Perspectives

Mortgage Lenders Look to Leverage New Technologies to Gain Competitive Advantages

April 22, 2019

Prabhakar Bhogaraju

by Prabhakar Bhogaraju
VP, Digital Products

Mortgage lenders view Application Programming Interfaces (APIs) and Optical Character Recognition (OCR) as the top two technologies with the greatest potential to help improve or streamline processes, according to Fannie Mae’s Q1 2019 Mortgage Lender Sentiment Survey® (MLSS). Ease of technology integration was the most important criterion cited by lenders when deciding to adopt a third-party API.

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Affordable Housing Crisis Demands Renewed Focus on Housing Supply

March 12, 2019

Jeffery Hayward

by Jeffery Hayward
Executive Vice President, Multifamily

Fannie Mae and the entire mortgage market face a serious dilemma. As housing becomes ever more expensive, our industry's ability to make sustainable mortgages is becoming ever more difficult. The supply of mortgages may be adequate, but clearly the supply of homes is not.

Fannie Mae's evolving affordable housing strategy recognizes this hard reality.

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"Making Room: Housing for a Changing America" Exhibit Offers Innovation and Inspiration

March 5, 2019

Maria Evans

by Maria Evans
Vice President of Sustainable Communities Partnership & Innovation Initiative

My team and I spend most of our time discussing some of the intractable issues related to the shortage of quality affordable housing and the impact this has on a community and its residents.

By asking the tough questions, we believe it will lead us to bold solutions and new partners for Fannie Mae. So our visit to the "Making Room: Housing for A Changing America" exhibit at the National Building Museum was not only thought-provoking, as it highlighted many of the same issues we focus on, but also inspiring and energizing for all of us.

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Banks' Online Services Appreciated, but Big Tech Competitors Loom

February 5, 2019

Steve Deggendorf

by Steve Deggendorf
Director, Market Insights Research
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Fannie Mae Speaker Series Tackles a Forgotten History

February 1, 2019

Danielle McCoy

by Danielle McCoy
Vice President and Fair Lending Officer
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Lenders: A Shortage of Supply Slowed 2018 Home Sales and Worsened Affordability

January 30, 2019

Mark Palim

by Mark Palim
Vice President and Deputy Chief Economist
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